:root{--navy:#0c2346;--green:#0a934d;--bg:#f5f8f7;--muted:#506071;--line:#dce5e7;--white:#fff}*{box-sizing:border-box}body{margin:0;background:var(--bg);color:#17263c;font:16px/1.55 system-ui,-apple-system,Segoe UI,Arial,sans-serif}a{color:#076c43}a:hover{text-decoration:underline}.container{max-width:1120px;margin:auto;padding:0 20px}.site-head{background:#fff;border-bottom:1px solid var(--line)}.topbar{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:78px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-weight:850;font-size:21px}.brand img{width:45px;height:45px;object-fit:cover;object-position:left}.brand em{color:var(--green);font-style:normal}.nav{display:flex;flex-wrap:wrap;gap:18px}.nav a{text-decoration:none;color:#34475c;font-weight:650;font-size:14px}.hero{background:linear-gradient(125deg,#0a2544,#105342);padding:58px 0;color:#fff}.hero h1{font-size:clamp(32px,5vw,52px);line-height:1.12;max-width:770px;margin:0 0 15px}.hero p{font-size:18px;max-width:690px;color:#d9eeea}.eyebrow{text-transform:uppercase;font-size:12px;font-weight:800;letter-spacing:2px;color:#94e3b7}.hero a{color:#fff}.section{padding:36px 0}.section h2{font-size:28px;letter-spacing:-.5px}.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:16px}.card,.panel{background:#fff;border:1px solid var(--line);box-shadow:0 4px 18px rgba(12,35,70,.035);border-radius:16px;padding:23px}.card{text-decoration:none;color:inherit;transition:transform .1s}.card:hover{transform:translateY(-3px);text-decoration:none;border-color:#9fcbb7}.card .sym{font-size:30px}.card h3{margin:8px 0;color:var(--navy)}.card p{margin:0;color:var(--muted)}.pill{display:inline-block;background:#e1f6ea;color:#087544;padding:4px 9px;border-radius:100px;font-weight:750;font-size:12px}.breadcrumbs{padding-top:28px;color:#5d7080;font-size:14px}.breadcrumbs a{color:#576777}.page-title{font-size:clamp(28px,4vw,42px);line-height:1.16;margin:15px 0 9px;color:var(--navy)}.lead{font-size:18px;color:var(--muted);max-width:750px}.tool-grid{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(290px,.85fr);gap:22px;margin:24px 0}.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px}.field{display:flex;flex-direction:column;gap:5px}.field label{font-size:13px;font-weight:750;color:#415268}.field input,.field select{padding:12px;border:1px solid #becdd3;border-radius:9px;font:inherit;width:100%;color:#162d42;background:#fff}.field input:focus{outline:2px solid #66be90;border-color:#23955a}.subhead{font-size:19px;font-weight:800;color:var(--navy);margin-top:0}.result{background:#ecf9f2;border:1px solid #a9ddc0}.number{font-size:34px;color:#087647;font-weight:900;line-height:1.2;margin:5px 0}.stat{padding:11px 0;border-bottom:1px solid #d5e7dd}.stat:last-child{border:0}.stat .lbl{font-size:12px;text-transform:uppercase;letter-spacing:.6px;font-weight:750;color:#506a60}.stat strong{font-size:22px;color:#173e30;display:block}.actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:17px}.btn{border:0;border-radius:9px;padding:12px 17px;font-weight:800;background:var(--green);color:white;cursor:pointer;text-decoration:none;display:inline-block}.btn.alt{background:#e5ecee;color:#183346}.btn:hover{filter:brightness(.94);text-decoration:none}.prose{max-width:780px}.prose h2{color:var(--navy);margin-top:30px}.prose p,.prose li{color:#435568}.adspace{border:1px dashed #b5c8c5;border-radius:12px;min-height:95px;display:flex;align-items:center;justify-content:center;color:#62766f;font-size:13px;margin:24px auto;max-width:900px;background:#fff}.footer{background:#0d2440;color:#d8e6e8;margin-top:45px;padding:35px 0}.footer a{color:#d8e6e8}.footergrid{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}.footer nav{display:flex;gap:15px;flex-wrap:wrap}.notice{padding:14px 17px;background:#fff7e5;border-left:4px solid #cb8a26;border-radius:7px;color:#584a2b}.inline-link{font-weight:750}.hidden{display:none!important}@media(max-width:750px){.topbar{align-items:flex-start;flex-direction:column;padding-top:14px;padding-bottom:14px}.nav{gap:12px}.tool-grid{grid-template-columns:1fr}.form-grid{grid-template-columns:1fr 1fr}.section{padding:25px 0}.hero{padding:44px 0}}@media print{.site-head,.nav,.footer,.actions,.adspace,.cards,.notice{display:none!important}body{background:white}.panel{box-shadow:none;border:0;padding:0}.tool-grid{display:block}.form-grid{display:none}.result{margin-top:20px}}

.brand{flex-wrap:wrap;font-size:20px;gap:6px}.panel,.field,.stat{min-width:0}.stat strong{overflow-wrap:anywhere}@media(max-width:420px){.form-grid{grid-template-columns:1fr}.container{padding-left:16px;padding-right:16px}.panel{padding:18px}.brand{font-size:19px}}

.brand img.site-logo{width:280px;max-width:100%;height:auto;object-fit:contain;object-position:center}.brand{flex-shrink:0;max-width:100%;padding:10px 0}@media(max-width:750px){.brand img.site-logo{width:250px}.brand{padding:0}}

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